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某等人涉嫌敲诈勒索案展现了新型金融黑灰产的特点。犯罪嫌疑人非法获取信用卡欠款人信息，以“代理人”身份结成反催收敲诈团伙，通过捏造银行及催收公司存在违规操作的假象，向金融监管机构发起恶意投诉，达到免除信用卡欠款和勒索钱财的双重目的。这种新型犯罪手法要求监管手段必须与时俱进。　　上海师某等人涉嫌合同诈骗案则警示，保险领域也成为背债产业链渗透的重点领域。犯罪嫌疑人利用没有实际投保意图的投保人和挂名业务员

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